DANA, QRIS And Local Access Terms
These Terms & Conditions explain the agreement between you and us when you create or use a toko22 account. Access depends on local law, your location, accurate registration details and successful phone verification. You must keep your login details private, use only payment methods shown for
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your account, and make sure a DANA, OVO, GoPay, QRIS, bank transfer or virtual account payment is made from a permitted source. A wallet or bank reference may be checked before an account balance is updated or a withdrawal is processed. We may pause an action
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when details conflict, a payment cannot be matched, or a legal requirement applies. The current policy text is available on this page, and changes take effect only as described in the notice provided with the revised terms. If you disagree with a change, stop using the
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account and contact us through the policy help route.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.